Flooz is a mobile money wallet used across several West African markets, where people send and receive funds, top up airtime and pay bills straight from a phone number. If you have family, friends or business partners who use Flooz, Coinepay Global Remittance lets you send a cross-border transfer to their wallet from the Coinepay app or dashboard. This guide walks through what you need, how the transfer works and what to do if something goes wrong.
Before you start
Flooz is offered in the local currency of the country where the recipient's wallet is registered, so your Coinepay transfer is converted to that payout currency. A few things to confirm first:
- You have completed Coinepay registration and identity verification (KYC). You can create an account and finish verification before sending.
- The recipient's country and the Flooz payout option are available in the app for your route. Some services are not available in every jurisdiction.
- Both you and the recipient are screened against sanctions lists. Coinepay sends to every country and region except those under comprehensive sanctions, and may ask for documents such as the purpose or source of funds.
What details you need from the recipient
Getting these exactly right is the single most important step, because mobile wallet payouts are routed by phone number:
- The registered Flooz phone number (or wallet account ID), including the correct country dialling code. This must be the number the Flooz account is registered under, not just any number the recipient uses.
- The recipient's full name exactly as registered with Flooz. Spelling and name order should match their wallet profile so the payout is not held for a name mismatch.
- The destination country and payout currency, so you select the right route.
Ask the recipient to double-check the number in their own Flooz app or by dialling the Flooz USSD menu, and to confirm the exact name on the account before you send.
Step by step: sending to a Flooz wallet
- Open Coinepay and start a transfer. Sign in to the mobile app (iOS or Google Play) or the self-service dashboard and choose to send money.
- Choose the destination country. Select the country where the recipient's Flooz wallet is registered.
- Select the mobile wallet payout method and pick Flooz. Coinepay supports bank deposit, cash pickup and mobile wallets; choose the mobile wallet option and select Flooz as the provider.
- Enter the amount and the recipient details. Type the registered Flooz phone number and the recipient's full name exactly as registered. The app shows the estimated payout currency and amount the recipient will receive.
- Review the exchange rate and fees. Before you confirm, Coinepay shows the exchange rate, any fees and the final amount clearly. Check every field, especially the phone number and name.
- Confirm the transfer. Approve the payment. If this is your first transfer on this route, you may be asked to confirm the purpose of the payment or provide a supporting document.
- Track the status. Every transfer has status tracking in the app, from submitted through to paid. You can share a reference with the recipient if they want to follow it.
How fast does it arrive?
Transfers can arrive in as little as 10 minutes, but the actual time depends on the payout method and the destination country. Mobile wallet payouts are usually quick, though a transfer can take longer if it is selected for a compliance review or if the recipient's wallet needs attention. The app shows an estimated arrival time before you confirm.
How the recipient sees the money arrive
When the payout completes, the funds land directly in the recipient's Flooz balance. They typically receive an SMS or in-app notification showing the credited amount in their local currency. From there they can keep the balance in Flooz, send it on, buy airtime, pay merchants or cash out through a Flooz agent, following the provider's own process.
Wallet limits and verification levels
Mobile money wallets such as Flooz generally apply balance and transaction limits that depend on the recipient's verification level: a basic or unverified wallet can hold and receive less, while a fully registered wallet with completed identity checks has higher limits. Exact limits are set by Flooz and the local regulator and can change, so ask your recipient to confirm their current limits and verification status directly in their Flooz app if you are sending a larger amount. If an incoming payout would push them over a limit, the funds may be delayed or returned.
Troubleshooting
Wrong phone number
If you notice an incorrect number before confirming, go back and fix it. If you have already confirmed, contact Coinepay support immediately with your transfer reference. A payout to a wrong but valid number may be difficult to reverse, so act quickly.
Name mismatch
If the name you entered does not match the name on the Flooz account, the payout can be held or rejected. Ask the recipient for the exact registered name and spelling, then correct the details or resend as advised by support.
Wallet limit reached
If the recipient's wallet cannot accept the amount because a balance or receiving limit has been reached, the transfer may fail or be returned. The recipient can raise their limits by upgrading their Flooz verification level, or you can send a smaller amount.
Unverified wallet
A wallet that has not completed identity registration may be blocked from receiving cross-border payouts or capped at a low amount. Ask the recipient to complete Flooz verification before you send.
Compliance review
Transfers are subject to identity verification, sanctions screening and local regulations. If your transfer is selected for review, Coinepay may ask you for the purpose or source of funds. Provide the requested information promptly to avoid delays. Never split a transfer, use a third party or try to work around these checks.
Tips for a smooth transfer
- Confirm the phone number and full name with the recipient in writing before sending.
- Keep your transfer reference until the status shows paid.
- Use your own real identity and billing details every time.
- For first-time or larger transfers, have any supporting documents ready.
Need help with a specific route or a held transfer? Reach the team through Coinepay support or Telegram.
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FAQ
What details do I need to send money to a Flooz wallet?
You need the recipient's Flooz-registered phone number (with the correct country code) or account ID, and their full name exactly as registered with Flooz. Also confirm the destination country and payout currency.
How long does a Coinepay transfer to Flooz take?
Transfers can arrive in as little as 10 minutes, but the actual time depends on the payout method and destination country. The app shows an estimated arrival time before you confirm, and you can track the status throughout.
What exchange rate and fees will I pay?
Coinepay shows the exchange rate, any fees and the exact amount the recipient will receive before you confirm the transfer, so you can review everything first. Amounts vary by route and currency.
What happens if I enter the wrong phone number or name?
A name mismatch can cause the payout to be held or rejected, and a wrong number is hard to reverse once sent. Double-check both before confirming, and contact Coinepay support immediately with your reference if you spot an error after sending.
Why might my transfer be delayed?
Delays can happen if the transfer is selected for compliance review, if the recipient's wallet is unverified, or if a wallet limit is reached. You may be asked for the purpose or source of funds; providing it promptly helps clear the review.
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