You can send money to Timor-Leste with Coinepay quickly and securely, whether you are supporting family in Dili, paying a friend or settling with a business partner. A money transfer to Timor-Leste is set up in minutes from the Coinepay app, with the rate and fees shown up front and a choice of payout methods for your recipient.
- Fast: transfers can arrive in as little as 10 minutes, depending on the payout method and destination country.
- Clear: the exchange rate and all fees are shown before you confirm.
- Flexible: bank deposit, mobile wallet and cash pickup payouts are supported.
How to send money to Timor-Leste
- Enter the amount and choose the currency the recipient receives. Timor-Leste's official currency is the US dollar (USD).
- Add the recipient and choose how they get paid \u2014 bank deposit, mobile wallet or cash pickup \u2014 then enter the matching payout details.
- Review the rate and fees, confirm and pay, then track the transfer's status in the app until it is delivered.
How long does a transfer to Timor-Leste take?
Transfers to Timor-Leste can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or provider, and the estimated arrival time is shown in the app before you confirm.
| Payout method | What the recipient needs | What affects delivery time |
|---|---|---|
| Bank deposit | Full legal name, their Timor-Leste IBAN and bank details | Receiving bank processing and cut-off times |
| Mobile wallet | Name and registered wallet/phone number | Wallet provider processing and account status |
| Cash pickup | Name exactly as sent and a valid photo ID | Agent opening hours and location |
Delivery can also be affected by receiving bank cut-off times, weekends and local holidays, identity or compliance checks, and incorrect recipient details \u2014 a misspelled name or wrong account number can cause the receiving bank to reject and return the transfer.
How much does it cost to send money to Timor-Leste?
The exchange rate and every fee are shown clearly in the Coinepay app before you confirm the transfer, so you always see the total before you pay. What you pay depends on the amount you send, the currency the recipient receives and the payout method you choose. Your recipient should also check whether their own bank or wallet provider charges an incoming or handling fee, as that is outside Coinepay's control.
Ways to receive money in Timor-Leste
Bank deposit
Funds are paid into an eligible Timor-Leste bank account. A Timor-Leste IBAN is 23 characters \u2014 it starts with TL38, followed by a three-digit bank number, a 14-digit account number and a two-digit check digit (for example, the central bank's published sample pattern looks like TL38 0080 0123456789 101 57, which is an example only, not a real account). Ask your recipient for their own IBAN and full legal name, and for any SWIFT/BIC their bank requires. Banks that issue Timor-Leste IBANs include BNU/Caixa Geral de Dep\u00f3sitos, BNCTL, ANZ, Mandiri and BRI. Because a bank's SWIFT code can be listed in more than one format, have your recipient confirm the exact code with their bank before you send.
Mobile wallet
Local e-wallets such as MOSAN and TPAY connect Timor-Leste bank and wallet accounts through the national switch. To receive to a wallet, the recipient provides the name on the wallet and the registered phone number. Availability for a given wallet is shown in the Coinepay app when you build the transfer, so choose the mobile wallet option to see which wallets you can pay.
Cash pickup
Your recipient collects the money in cash at a participating agent location. Send their name exactly as it appears on the government ID they will present, and share any reference number the app provides so they can collect without delay.
What you need to send money to Timor-Leste
- A verified Coinepay account (registration and identity verification must be complete).
- The recipient's full legal name, exactly as it appears on their account or ID.
- The payout details for the chosen method \u2014 IBAN and bank details for a deposit, registered number for a mobile wallet, or name and ID match for cash pickup.
- The purpose of the transfer, if you are asked for it.
The currency used in Timor-Leste is the US dollar (USD). Some receiving banks may ask the recipient for the transfer purpose and may have their own forms for larger amounts, so it helps if your recipient knows to expect that.
How Coinepay keeps your transfer safe
Every money transfer to Timor-Leste is protected by identity verification and sanctions screening of customers and counterparties. Card and fund services are provided by licensed partner financial institutions, connections are encrypted, and you can follow each transfer with status tracking from start to delivery. Transfers are subject to identity verification, sanctions screening and local regulations, and Coinepay may ask for documents such as the purpose or source of funds before a transfer is released. Support is available 24/7 if you have a question at any stage.
Send money to Timor-Leste with the Coinepay app
Ready to send? Download the Coinepay app from the App Store or Google Play, or create your account to get started. Once you are verified you can set up your first transfer in minutes and track it to delivery. Need help along the way? Contact Coinepay support any time.
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FAQ
What is the fastest way to send money to Timor-Leste?
Choose a payout method that credits quickly, such as a mobile wallet or cash pickup, and have the recipient's details ready. Transfers can arrive in as little as 10 minutes, though the actual time depends on the payout method and destination. The app shows an estimated arrival time before you confirm.
How long does a transfer to Timor-Leste take?
It can arrive in as little as 10 minutes, but the real time depends on the payout method and the receiving bank or provider. Bank cut-off times, weekends, local holidays and compliance checks can extend it. You'll see the estimate in the app before confirming.
What details do I need to send money to Timor-Leste?
You need a verified Coinepay account and the recipient's full legal name exactly as on their account or ID, plus the payout details: their Timor-Leste IBAN and bank SWIFT for a bank deposit, a registered phone number for a mobile wallet, or name and ID for cash pickup. You may also be asked the purpose of the transfer.
Can the recipient receive the money to a mobile wallet or as cash?
Yes. Coinepay supports bank deposit, mobile wallet and cash pickup payouts. Local wallets such as MOSAN and TPAY may be available \u2014 choose the mobile wallet option to see which are offered \u2014 and cash pickup lets your recipient collect at a participating agent with a valid photo ID.
Send money to other countries
- Australia
- Bangladesh
- Brazil
- Canada
- Colombia
- Egypt
- France
- Germany
- Ghana
- Guatemala
- Hong Kong
- India
- Indonesia
- Italy
- Japan
- Kenya
- Malaysia
- Mexico
- Morocco
- Nepal
- Lebanon
- Lesotho
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Malawi
- Maldives
- Malta
- Marshall Islands
- Mauritania
- Mauritius
- Micronesia
- Monaco
- Montenegro
- Namibia
- Nauru
- Netherlands
- New Zealand
- Niger
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