You can send money to Bhutan quickly and securely with Coinepay, whether you are supporting family, helping friends or paying a business partner in ngultrum. A money transfer to Bhutan is set up in a few steps from the app or dashboard, and you see the exchange rate and every fee before you confirm.
- Fast: transfers can arrive in as little as 10 minutes, depending on the payout method and destination country.
- Transparent: the exchange rate and all fees are shown clearly before you confirm the transfer.
- Flexible payout: bank deposit, mobile wallet and cash pickup payouts are supported.
How to send money to Bhutan
- Enter the amount and currency. Type how much you want to send and choose the currency the recipient should get, such as Bhutanese ngultrum (BTN).
- Add the recipient and payout method. Enter the recipient's details exactly as on their account or ID, then choose bank deposit, a mobile wallet or cash pickup.
- Review, confirm and track. Check the rate and fees shown on screen, confirm and pay, then follow the status of your transfer in the app.
How long does a transfer to Bhutan take?
Transfers to Bhutan can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or provider, and the estimated arrival time is shown in the app before you confirm.
| Payout method | What the recipient needs | What affects delivery time |
|---|---|---|
| Bank deposit | Full name, account number and the bank's SWIFT/BIC (for example BHUBBTBT or BNBTBTBT) | Receiving bank processing and cut-off times |
| Mobile wallet (for example B-Ngul, eTeeru, goBoB, MyPay, T-Wallet) | Registered name and wallet or mobile number | Provider validation and whether the wallet accepts the incoming corridor |
| Cash pickup | Name matching their ID and the transfer reference number | Agent or branch opening hours and identity checks |
Speed can also be affected by receiving-bank cut-off times, weekends and local holidays in Bhutan, identity or compliance checks, and any incorrect recipient or account details, which can hold up or reverse a transfer.
How much does it cost to send money to Bhutan?
The exchange rate and every fee are shown in the Coinepay app before you confirm, so you always see the total and what the recipient will receive before you pay. The total depends on how much you send, the currency the recipient gets and the payout method you choose. The recipient should also check whether their own bank or wallet provider charges an incoming or handling fee, as this is set by them and not by Coinepay.
Ways to receive money in Bhutan
Bank deposit
Funds are deposited to an account at a Bhutanese bank such as Bank of Bhutan or Bhutan National Bank. The recipient provides their full name, account number, address and the beneficiary bank's SWIFT/BIC code (for example BHUBBTBT for Bank of Bhutan or BNBTBTBT for Bhutan National Bank). Note that a domestic BFSC branch code is used for local interbank transfers, not for an international wire, so always confirm the receiving bank's current instructions.
Mobile wallet
Bhutan's regulator lists domestic wallets including B-Ngul, eTeeru, goBoB, MyPay and T-Wallet. Where a wallet payout is offered for your corridor, the recipient provides the name registered on the wallet and the linked mobile or wallet number. Check the eligible wallets shown in the app when you arrange the transfer.
Cash pickup
Cash can be collected through participating agents and bank branches, such as MoneyGram collection at Bhutan National Bank branches and extension offices. The recipient brings valid identification and the transfer reference number, and the name they give must match the name on the transfer.
What you need to send money to Bhutan
- A verified Coinepay account (registration and identity verification completed).
- The recipient's full legal name exactly as it appears on their bank account, wallet or ID.
- The payout details for the chosen method: account number and SWIFT/BIC for a bank deposit, wallet or mobile number for a wallet, or the recipient's name for cash pickup.
- The purpose of the transfer if you are asked for it, plus any source-of-funds information required.
Bhutan's local currency is the ngultrum, currency code BTN. Inward remittances are reported to and regulated by the Royal Monetary Authority of Bhutan, so provide accurate details to help your transfer clear smoothly.
How Coinepay keeps your transfer safe
Every money transfer to Bhutan is subject to identity verification and sanctions screening, and all customers and counterparties are checked against sanctions lists. Card issuance and fund services are provided by licensed partner financial institutions, and connections are encrypted. You can follow each transfer with real-time status tracking, and 24/7 self-service plus support is available if you need help. Coinepay may ask for documents such as the purpose or source of funds to meet local regulations.
Send money to Bhutan with the Coinepay app
Set up your transfer in minutes: download the Coinepay app on the App Store or Google Play, or create your account to get started. Need a hand? Contact Coinepay support at any time.
Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support
FAQ
What is the fastest way to send money to Bhutan?
Choose the payout method that fits your recipient and confirm in the app. Transfers can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or provider. The estimated arrival time is shown before you confirm.
How long does a transfer to Bhutan take?
Transfers to Bhutan can arrive in as little as 10 minutes, though the real time depends on the payout method and destination. Bank cut-off times, weekends, local holidays, compliance checks and incorrect details can all add time.
What details do I need to send money to Bhutan?
You need a verified Coinepay account and the recipient's full legal name exactly as on their account or ID, plus their payout details, such as account number and SWIFT/BIC for a bank deposit or a wallet or mobile number for a wallet. You may also be asked the purpose of the transfer.
Can the recipient receive money in Bhutan to a mobile wallet or as cash?
Yes. Coinepay supports bank deposit, mobile wallet and cash pickup payouts. Available wallets and cash-pickup agents for your corridor are shown in the app when you set up the transfer, and the recipient's name must match their account or ID.
Send money to other countries
- Australia
- Bangladesh
- Brazil
- Canada
- Colombia
- Egypt
- France
- Germany
- Ghana
- Guatemala
- Hong Kong
- India
- Indonesia
- Italy
- Japan
- Kenya
- Malaysia
- Mexico
- Morocco
- Nepal
- Republic of the Congo
- Romania
- Saint Kitts and Nevis
- Saint Lucia
- Saint Vincent and the Grenadines
- Samoa
- San Marino
- Sao Tome and Principe
- Saudi Arabia
- Senegal
- Seychelles
- Sierra Leone
- Singapore
- Slovakia
- Slovenia
- Solomon Islands
- South Africa
- South Korea
- Spain
- Sri Lanka
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