You can send money to Andorra quickly and securely with Coinepay, whether you are supporting family, paying friends or settling with a business partner in Andorra la Vella, Escaldes-Engordany or anywhere else in the country. A money transfer to Andorra is set up in minutes from the Coinepay app or dashboard, with the rate and fees shown up front.
- Fast delivery: transfers can arrive in as little as 10 minutes, depending on the payout method and the destination country.
- Clear pricing: the exchange rate and all fees are shown before you confirm the transfer.
- Flexible payouts: bank deposit, mobile wallet and cash pickup payouts are supported.
How to send money to Andorra
- Enter the amount and choose the currency. Type how much you want to send and select the currency the recipient should receive — the euro (EUR) for most payouts in Andorra.
- Add the recipient and payout method. Enter the recipient's full legal name, then choose bank deposit, mobile wallet or cash pickup and add the matching details.
- Review, confirm and track. Check the rate and fees, confirm and pay, then follow the status of your transfer in the app until it is delivered.
How long does a transfer to Andorra take?
Transfers to Andorra can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or provider; the estimated arrival time is always shown in the app before you confirm.
| Payout method | What the recipient needs | What affects delivery time |
|---|---|---|
| Bank deposit (EUR) | Full name and 24-character Andorran IBAN (SWIFT/BIC if requested) | Receiving bank processing, SEPA or SWIFT routing, cut-off times |
| Mobile wallet / phone-linked service | Registered name and phone number, where the service is available | Wallet eligibility and verification by the provider |
| Cash pickup | Full name exactly as sent and the transfer reference | Agent location opening hours and ID checks at collection |
Several things can affect speed: receiving bank cut-off times, weekends and local holidays, identity or source-of-funds checks, and incorrect or incomplete recipient details. Missing payer or payee information is a specifically documented reason an Andorran receiving provider may request details or reject a transfer, so enter everything exactly as it appears on the recipient's account or ID.
How much does it cost to send money to Andorra?
The exchange rate and every fee are shown clearly in the Coinepay app before you confirm your transfer, so you can see exactly what leaves your account and what the recipient receives. The total depends on the amount you send, the currencies involved and the payout method you choose. The recipient should also check whether their own bank or provider applies an incoming or intermediary fee, as that is set by the receiving institution and not by Coinepay.
Ways to receive money in Andorra
Bank deposit
Andorra's official currency is the euro (EUR), and Andorran banks can receive euro transfers via SEPA, with SWIFT used where the receiving bank is not reachable through the SEPA route. An Andorran bank account uses a 24-character IBAN: AD plus two check digits, a four-digit bank code, a four-digit branch code and a twelve-digit account number — the branch code sits inside the IBAN, so no separate routing number is needed. For a SWIFT transfer you may also be asked for the bank's BIC, for example Andbank BACAADAD, MoraBanc BINAADAD or Creand CRDAADAD; always confirm the code against the recipient's own bank instructions.
Mobile wallet and phone-linked services
Some accounts in Andorra use phone-number-linked bank services such as Bizum (offered by banks including MoraBanc) for payments between participating accounts. These are tied to a local bank account rather than being a general international wallet, so availability varies. The app shows which mobile wallet options are offered for your transfer; if you plan to use one, confirm the recipient's service and registered details first.
Cash pickup
Cash pickup can be available at participating agent locations in Andorra, depending on the transfer you select. The recipient collects the funds using their full legal name exactly as entered and the transfer reference, and should bring valid photo ID. Confirm in the app that cash pickup is available for your specific transfer before you pay.
What you need to send money to Andorra
- A verified Coinepay account (complete identity verification/KYC first).
- The recipient's full legal name exactly as it appears on their bank account or ID.
- The payout details for your chosen method — IBAN for bank deposit, the registered phone/wallet details for a mobile service, or name and reference for cash pickup.
- The purpose of the transfer and, if requested, source-of-funds information.
The local currency is the euro, currency code EUR. Under Andorran anti-money-laundering rules, the receiving provider must be able to verify payer and payee information, and for larger transfers it may need to confirm payee details before releasing funds — accurate information helps avoid delays.
How Coinepay keeps your transfer safe
Every customer completes identity verification, and all senders and recipients are screened against sanctions lists; Coinepay does not serve sanctioned persons or jurisdictions under comprehensive sanctions. Card issuance and fund services are provided by licensed partner financial institutions, connections are encrypted, and you can follow each transfer with real-time status tracking. Transfers are subject to identity verification, sanctions screening and local regulations, and Coinepay may ask for documents such as the purpose or source of funds. Support is available 24/7 through the help centre and Telegram.
Send money to Andorra with the Coinepay app
Ready to start your money transfer to Andorra? Create your Coinepay account, download the app on the App Store or Google Play, and set up your first transfer in minutes. Learn more at the Coinepay home page.
Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support
FAQ
What is the fastest way to send money to Andorra?
Set up your transfer in the Coinepay app with a verified account and accurate recipient details. Transfers to Andorra can arrive in as little as 10 minutes, though the actual time depends on the payout method and the receiving bank or provider. The estimated arrival time is shown before you confirm.
How long does a transfer to Andorra take?
It can be as fast as 10 minutes, but delivery depends on the payout method and the destination. Bank cut-off times, weekends, local holidays, compliance checks and incorrect details can all affect speed. The app shows an estimate before you confirm.
What details do I need to send money to Andorra?
You need a verified Coinepay account and the recipient's full legal name as it appears on their account or ID. For a bank deposit you need their 24-character Andorran IBAN (and a BIC if requested); for cash pickup, their name and the transfer reference. You may also be asked the purpose or source of funds.
Can the recipient get the money as cash or to a mobile wallet?
Yes, depending on the transfer. Coinepay supports bank deposit, mobile wallet and cash pickup payouts. Cash can be collected at participating agent locations with ID and the reference, and phone-linked bank services may be available. The app shows which options apply to your transfer.
Send money to other countries
- Australia
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- Morocco
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- Gabon
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- Guinea
- Guinea-Bissau
- Guyana
- Haiti
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- Israel
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- Kiribati
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