You can send money to Indonesia from the United States with Coinepay quickly and securely, whether you are supporting family, helping friends or paying a business partner. A money transfer to Indonesia from the United States is set up in a few steps from the app or dashboard, with the rate and fees shown before you confirm.
- Fast: transfers can arrive in as little as 10 minutes, depending on the payout method and destination country.
- Clear: the exchange rate and all fees are shown before you confirm.
- Flexible: bank deposit, mobile wallet and cash pickup payouts are supported.
How to send money to Indonesia from the United States
- Enter the amount and choose the currency the recipient gets. Type how much you want to send and select Indonesian rupiah (IDR) as the payout currency.
- Add the recipient and choose the payout method. Enter your recipient's details and pick bank deposit, a mobile wallet or cash pickup.
- Review the rate and fees, confirm and pay. Check the exchange rate, fees and estimated arrival time, confirm, pay, and track the transfer to completion.
How long does a transfer to Indonesia from the United States take?
Transfers to Indonesia from the United States can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or provider, and the estimated arrival time is shown in the app before you confirm.
| Payout method | What the recipient needs | What affects delivery time |
|---|---|---|
| Bank deposit | Full name, bank name and account number, plus the bank's SWIFT/BIC | Receiving bank processing and cut-off times |
| Mobile wallet (DANA, GoPay, OVO, ShopeePay) | Registered name and phone number beginning +62 | Wallet verification and any wallet transaction limits |
| Cash pickup | Full name exactly as on ID and the reference provided | Agent location hours and ID verification at collection |
Several things can affect speed: receiving bank or provider cut-off times, weekends and Indonesian public holidays, identity or compliance checks on the sender or recipient, and incorrect or incomplete account details, which can cause a transfer to be held or returned.
How much does it cost to send money to Indonesia from the United States?
The exchange rate and every fee are shown in the Coinepay app before the transfer is confirmed, so you can see the full cost before you commit. The total depends on the amount you send, the currency the recipient receives and the payout method you choose. Your recipient should also check whether their own bank or wallet provider charges an incoming or handling fee, as this is set by the receiving institution and is outside Coinepay's control.
Ways to receive money in Indonesia from the United States
Bank deposit
Funds are paid into an Indonesian bank account in IDR. You will need the recipient's full name as registered with the bank, the bank name, the account number (Indonesian account numbers vary in length by bank) and the bank's SWIFT/BIC code. SWIFT codes are bank-specific in Indonesia \u2014 for example, Bank Mandiri uses BMRIIDJAXXX for incoming remittances \u2014 so use the receiving bank's own code. Indonesia has no national IBAN format, so rely on the account number and bank-specific SWIFT code rather than inventing one.
DANA
A popular Indonesian mobile wallet. The recipient needs their registered name and the phone number linked to the wallet, beginning with +62.
GoPay
Pays into the recipient's GoPay balance using their registered name and +62 mobile number.
OVO
Delivers to an OVO wallet linked to the recipient's phone number beginning +62 and matching name.
ShopeePay
Pays into the recipient's ShopeePay wallet via their +62 phone number and registered name.
Cash pickup
The recipient collects cash at a participating agent location. They need to present valid government ID with a name that matches the transfer exactly, along with the reference details you share with them.
Availability of each payout method and any per-transfer wallet limits are shown in the app when you set up the transfer.
What you need to send money to Indonesia from the United States
To send a money transfer to Indonesia from the United States you need:
- A verified Coinepay account (registration and identity verification completed).
- The recipient's full legal name exactly as it appears on their bank account, wallet or ID.
- The payout details for the chosen method \u2014 bank account number and SWIFT/BIC for bank deposit, a +62 phone number for a wallet, or pickup details for cash.
- The purpose of the transfer and, if asked, the source of funds.
The local currency is the Indonesian rupiah, currency code IDR. Making sure names and account details match the recipient's records helps your transfer go through without delays, as an incorrect account number or mismatched name can lead to rejection and return.
How Coinepay keeps your transfer safe
Every transfer is subject to identity verification, sanctions screening and local regulations. Coinepay screens customers and counterparties against sanctions lists and may ask for documents such as the purpose or source of funds. Card and fund services are provided by licensed partner financial institutions, connections are encrypted, and you can follow each transfer with status tracking from the app. If you have a question at any stage, 24/7 support is available. Transfers to or involving jurisdictions under comprehensive sanctions cannot be processed.
Send money to Indonesia from the United States with the Coinepay app
Download Coinepay on the App Store or Google Play, or create your account to get started. Once verified, you can set up your first transfer in minutes and track it to completion. Need help? Contact Coinepay support any time.
Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support
FAQ
What is the fastest way to send money to Indonesia from the United States?
Set up the transfer in the Coinepay app, choose a payout method and confirm after reviewing the rate and fees. Transfers can arrive in as little as 10 minutes, though the actual time depends on the payout method and the receiving bank or provider.
How long does a transfer to Indonesia from the United States take?
It can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or wallet. The estimated arrival time is shown in the app before you confirm.
What details do I need to send money to Indonesia?
You need a verified Coinepay account and the recipient's full legal name as on their account or ID. For bank deposit you need the account number and the bank's SWIFT/BIC; for a wallet you need a +62 phone number; for cash pickup you need the pickup details.
Can my recipient in Indonesia receive the money to a mobile wallet or as cash?
Yes. Coinepay supports mobile wallets such as DANA, GoPay, OVO and ShopeePay using a registered +62 number, as well as cash pickup where the recipient shows matching ID. Bank deposit in IDR is also available.
What currency will my recipient in Indonesia receive?
Your recipient receives Indonesian rupiah (IDR). You choose the payout currency when setting up the transfer, and the exchange rate and fees are shown before you confirm.
Send money to other countries
- Australia
- Bangladesh
- Brazil
- Canada
- Colombia
- Egypt
- France
- Germany
- Ghana
- Guatemala
- Hong Kong
- India
- Indonesia
- Italy
- Japan
- Kenya
- Malaysia
- Mexico
- Morocco
- Nepal
- Chad
- Chile
- China
- Comoros
- Cyprus
- DR Congo
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- El Salvador
- Equatorial Guinea
- Estonia
- Eswatini
- Ethiopia
- Gabon
- Gambia
- Georgia
- Grenada
- Guinea
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