You can send money to China from the United Kingdom with Coinepay quickly and securely, whether you are supporting family, paying a friend or settling with a business partner. A money transfer to China from the United Kingdom is set up in the Coinepay app, with the rate and fees shown up front and a choice of payout methods for the recipient.
- Transfers can arrive in as little as 10 minutes, depending on the payout method and the destination.
- The exchange rate and all fees are shown before you confirm.
- Bank deposit, mobile wallet and cash pickup payouts are supported.
How to send money to China from the United Kingdom
- Enter the amount and choose the currency the recipient receives, such as Chinese yuan (CNY).
- Add the recipient and choose how they will be paid — a mainland bank account, a mobile wallet or cash pickup.
- Review the exchange rate and fees, confirm and pay, then track the transfer to completion in the app.
How long does a transfer to China from the United Kingdom take?
Transfers to China from the United Kingdom can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or provider, and the estimated arrival time is shown in the app before you confirm.
| Payout method | What the recipient needs | What affects delivery time |
|---|---|---|
| Bank deposit (mainland account) | Account name and number, bank name and, where required, the receiving bank's SWIFT/BIC or CNAPS code | Bank cut-off times, balance-of-payments reporting and compliance checks |
| Alipay | Recipient's name and the registered phone number or email | Completing recipient verification within the provider's window |
| Weixin / WeChat | Recipient's name and registered mobile number | Completing recipient verification within the provider's window |
| UnionPay-linked card | Recipient's name and eligible UnionPay card details | Receiving limits or a blocked recipient account |
| Cash pickup | Full legal name exactly as on their ID and the reference provided | Agent location hours and ID verification at collection |
Several things can affect speed: receiving bank cut-off times, weekends and local holidays, identity or compliance checks (China's banks review personal foreign-exchange receipts), and incorrect or incomplete recipient details, which can delay or return a transfer.
How much does it cost to send money to China from the United Kingdom?
The exchange rate and every fee are shown clearly in the Coinepay app before you confirm the transfer, so you can see exactly what you pay and what the recipient receives. The total depends on the amount you send, the currency the recipient gets and the payout method you choose. The recipient should also check whether their own bank or wallet provider charges an incoming or handling fee at their end, as this is outside Coinepay's control.
Ways to receive money in China from the United Kingdom
Bank deposit
Money can be paid into an eligible mainland Chinese bank account. The recipient supplies their account name and number and bank name; mainland China has no national IBAN, so the Chinese account number is used rather than an IBAN. Depending on the route, the receiving bank's SWIFT/BIC and a CNAPS branch number may be required — confirm these with the recipient's bank.
Alipay
For an Alipay payout, the recipient is identified by their name and the phone number or email registered to their Alipay account. They may need to complete verification within the provider's window for the payment to be released.
Weixin / WeChat
For a Weixin (WeChat) payout, the recipient's registered mobile number is used. As with Alipay, completing any requested verification or card linking in time keeps the payment on track.
UnionPay-linked card
Where available, funds can be sent to an eligible UnionPay-linked card. The recipient provides their name and card details; reaching a receiving limit or a blocked account can lead to cancellation and refund.
Cash pickup
Where offered, the recipient can collect cash at a payout location. They need their full legal name exactly as shown on their government ID, plus the transfer reference you share with them.
What you need to send money to China from the United Kingdom
- A verified Coinepay account (complete identity verification before sending).
- The recipient's full legal name exactly as it appears on their bank account, wallet or ID.
- The payout details for the chosen method — account number and any required bank codes, the registered wallet phone/email, or the cash-pickup details.
- The purpose of the transfer and, if asked, documents showing the source of funds.
The local currency is the Chinese yuan, also called renminbi, with the code CNY. For bank payouts, remember that China applies balance-of-payments reporting to personal cross-border receipts, and the recipient's bank may ask them for information about the transaction.
How Coinepay keeps your transfer safe
Every money transfer to China from the United Kingdom is protected by identity verification (KYC) and sanctions screening of senders and recipients. Card issuance and fund services are provided by licensed partner financial institutions, and your connection is encrypted. You can follow each transfer with real-time status tracking in the app, and support is available 24/7 if anything needs attention. Transfers are subject to identity verification, sanctions screening and local regulations, and Coinepay may ask for documents such as the purpose or source of funds.
Send money to China from the United Kingdom with the Coinepay app
Download Coinepay from the App Store or Google Play, then create your account and verify your identity to start your first transfer. Need help choosing a payout method? Contact Coinepay support any time.
Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support
FAQ
What is the fastest way to send money to China from the United Kingdom?
Choose the payout method with the earliest estimated arrival shown in the app for your recipient. Transfers can arrive in as little as 10 minutes, though the actual time depends on the payout method and the receiving bank or provider.
How long does a transfer to China from the United Kingdom take?
It can arrive in as little as 10 minutes, but timing depends on the payout method, the receiving bank or wallet, bank cut-off times, weekends, local holidays and any compliance checks. The estimated arrival time is shown before you confirm.
What details do I need to send money to China?
You need a verified Coinepay account and the recipient's full legal name. For a bank deposit you need their account number, bank name and any required SWIFT/BIC or CNAPS code; for a wallet you need the registered phone number or email; for cash pickup, their ID name and the reference.
Can the recipient receive the money to a mobile wallet or as cash?
Yes. Coinepay supports bank deposit, mobile wallets such as Alipay and Weixin (WeChat), eligible UnionPay-linked cards and cash pickup where available. The options you see depend on the recipient and destination.
Will my recipient in China have to report the transfer?
China applies balance-of-payments reporting rules to personal cross-border receipts, and the recipient's bank may ask them for transaction information. Coinepay may also request the purpose or source of funds as part of its checks.
Send money to other countries
- Australia
- Bangladesh
- Brazil
- Canada
- Colombia
- Egypt
- France
- Germany
- Ghana
- Guatemala
- Hong Kong
- India
- Indonesia
- Italy
- Japan
- Kenya
- Malaysia
- Mexico
- Morocco
- Nepal
- Liberia
- Liechtenstein
- Lithuania
- Luxembourg
- Malawi
- Maldives
- Malta
- Marshall Islands
- Mauritania
- Mauritius
- Micronesia
- Monaco
- Montenegro
- Namibia
- Nauru
- Netherlands
- New Zealand
- Niger
- Nigeria
- Pakistan
Related guides
- Send Money to India from Ireland | Money Transfer to India from Ireland
- Send Money to Poland from Ireland | Money Transfer to Poland from Ireland
- Send Money to Sri Lanka from Switzerland | Money Transfer to Sri Lanka from Switzerland
- Send Money to Kosovo from Switzerland | Money Transfer to Kosovo from Switzerland
- Send Money to Turkey from Switzerland | Money Transfer to Turkey from Switzerland
- Send Money to Serbia from Switzerland | Money Transfer to Serbia from Switzerland
