You can send money to Palau quickly and securely with Coinepay, whether you are supporting family, helping friends or paying a business partner. Set up a money transfer to Palau from the Coinepay app in a few steps and follow it from start to finish.
- Fast: transfers can arrive in as little as 10 minutes, depending on the payout method and destination country.
- Clear: the exchange rate and all fees are shown before you confirm.
- Flexible payouts: bank deposit, mobile wallet and cash pickup are supported.
How to send money to Palau
- Enter the amount and choose the currency the recipient should receive. Palau uses the U.S. dollar (USD).
- Add the recipient and choose the payout method — bank deposit, mobile wallet or cash pickup — and fill in the details that method needs.
- Review the rate and fees, confirm and pay, then track the transfer to completion in the app.
How long does a transfer to Palau take?
Transfers to Palau can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or provider; the estimated arrival time is shown in the app before you confirm.
| Payout method | What the recipient needs | What affects delivery time |
|---|---|---|
| Bank deposit | Account number, full legal name and the receiving bank's SWIFT/BIC | Receiving-bank processing and cut-off times |
| Mobile wallet | The wallet name and registered mobile number (where the wallet accepts incoming international transfers) | Wallet provider availability and verification on the corridor |
| Cash pickup | Full legal name as on ID and the transfer reference | Agent-location hours and ID verification at collection |
Other things that can affect speed include receiving-bank cut-off times, weekends and local holidays in Palau, identity or compliance checks that require extra information, and incorrect recipient details, which can cause a payment to be rejected and returned.
How much does it cost to send money to Palau?
The exchange rate and every fee are shown clearly in the Coinepay app before you confirm the transfer, so you can see the full cost up front. The total depends on the amount you send, the currency, and the payout method you choose. Because Palau uses the U.S. dollar, your recipient may receive USD directly. Ask your recipient to check whether their own bank or wallet provider charges an incoming or handling fee on their side, as that is outside Coinepay's control.
Ways to receive money in Palau
Bank deposit
Funds are paid into the recipient's account at a Palau bank. Palau's commercial banks include Bank of Guam, Bank of Hawaii, BankPacific, Asia Pacific Commercial Bank and Palau Investment Bank. You will need the recipient's account number, their full legal name and address, the bank name, and the bank's 8- or 11-character SWIFT/BIC code. Palau does not use an IBAN format, so use the receiving bank's own account number. Ask the recipient for their bank's actual SWIFT/BIC rather than assuming one code covers every bank.
Mobile wallet
Where a Palau mobile wallet accepts incoming international transfers, the recipient provides the wallet name and the mobile number registered to it. Mobile-money availability in Palau is still developing, so the wallet options that can receive your transfer are shown in the app when you set up the payout — confirm there before you send.
Cash pickup
The recipient collects the funds in cash at a participating agent location. They will need to present valid photo ID with their full legal name exactly as you entered it, along with the transfer reference from the app.
What you need to send money to Palau
- A verified Coinepay account (complete identity verification first).
- The recipient's full legal name exactly as it appears on their bank account or ID.
- The payout details for the chosen method — account number and SWIFT/BIC for bank deposit, wallet details, or the recipient's name for cash pickup.
- The purpose of the transfer and, if requested, source-of-funds information.
Palau's currency is the U.S. dollar (USD). Palau's rules require financial institutions to apply customer due diligence, so a receiving institution may ask for missing sender information before it releases a payment. A currency-transaction reporting rule applies to certain cash transactions over a threshold; this is a rule for institutions and not an automatic report on every incoming transfer.
How Coinepay keeps your transfer safe
Every money transfer to Palau is subject to identity verification and sanctions screening of customers and counterparties, and Coinepay may ask for documents such as the purpose or source of funds. Card issuance and fund services are provided by licensed partner financial institutions, connections are encrypted, and you can follow each transfer with status tracking in the app. Support is available 24/7 if you have a question about a transfer. Coinepay does not serve sanctioned persons or jurisdictions under comprehensive sanctions.
Send money to Palau with the Coinepay app
Download Coinepay from the App Store or Google Play, or create your account to start your first transfer. Need help? Contact Coinepay support any time.
Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support
FAQ
What is the fastest way to send money to Palau?
Set up the transfer in the Coinepay app, choose your payout method and confirm. Transfers can arrive in as little as 10 minutes, though the actual time depends on the payout method and the receiving bank or provider. The estimated arrival time is shown before you confirm.
How long does a transfer to Palau take?
It can be as fast as 10 minutes, but delivery depends on the payout method, the receiving bank or wallet provider, and factors like cut-off times, weekends, local holidays and compliance checks. The app shows an estimate before you send.
What details do I need to send money to Palau?
You need a verified Coinepay account and the recipient's full legal name exactly as on their ID or bank account. For a bank deposit you also need their account number and the bank's 8- or 11-character SWIFT/BIC code. Palau has no IBAN format.
Can my recipient in Palau receive money to a mobile wallet or as cash?
Cash pickup at an agent location is supported, and mobile wallet payout is available where a Palau wallet accepts incoming international transfers. The options you can use are shown in the app when you choose the payout method.
What currency will my recipient in Palau receive?
Palau uses the U.S. dollar (USD) and has no separate national currency, so your recipient may receive USD. The exchange rate, if any conversion applies, and all fees are shown in the app before you confirm.
Send money to other countries
- Australia
- Bangladesh
- Brazil
- Canada
- Colombia
- Egypt
- France
- Germany
- Ghana
- Guatemala
- Hong Kong
- India
- Indonesia
- Italy
- Japan
- Kenya
- Malaysia
- Mexico
- Morocco
- Nepal
- Sri Lanka
- Suriname
- Sweden
- Switzerland
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tonga
- Tunisia
- Turkey
- Turkmenistan
- Tuvalu
- Uganda
- Ukraine
- United Arab Emirates
- United Kingdom
- United States
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