You can send money to China from New Zealand with Coinepay quickly and securely. If you are arranging a money transfer to China from New Zealand for family, friends or a business partner, check the available payout options and transfer details in the app before you pay.
- Know when to expect it: Transfers can arrive in as little as 10 minutes; actual delivery time depends on the payout method and destination country.
- Review the cost: The exchange rate and all fees are shown before you confirm.
- Choose how they receive it: Bank deposit, mobile wallet and cash pickup payouts are supported, subject to availability for your transfer.
How to send money to China from New Zealand
- Enter the amount you want to send and choose the currency the recipient gets. For a payout in mainland China, look for Chinese yuan, shown as CNY or RMB.
- Add your recipient using their full legal name, then choose an available payout method. Enter the bank, wallet or cash-pickup details requested in the app, checking them with the recipient before continuing.
- Review the exchange rate, fees, recipient details and estimated arrival time. Confirm and pay using the options shown in the app, then follow the transfer through status tracking.
If the recipient needs the money for a particular purpose, ask them which receiving method they can use before starting. A bank account, wallet and cash-pickup location may each require different recipient information or action.
How long does a transfer to China from New Zealand take?
Transfers to China from New Zealand can arrive in as little as 10 minutes; the actual time depends on the payout method, destination country and receiving bank or provider, and the estimated arrival time is shown in the app before you confirm.
| Payout method | What the recipient needs | What affects delivery time |
|---|---|---|
| Bank deposit | An eligible Chinese bank account with the correct account holder name and account details. | Receiving-bank processing hours, routing details and any bank review. |
| Alipay or WeChat/Weixin wallet | An eligible wallet account and any verification or account-linking action the provider requests. | Wallet-provider checks, recipient action and whether the selected wallet payout is available. |
| Cash pickup | Valid identification and the collection details required by the available pickup provider. | Pickup-location hours, provider processing and identity checks. |
Receiving-bank cut-off times, weekends and local holidays can affect a transfer. Identity or compliance checks may also add time, as can an incorrect account number, a name mismatch or missing recipient information. For a wallet payout, the recipient may need to complete the provider’s verification or account-linking steps before funds can be received. Use the estimate shown for your transfer rather than assuming one method will always be faster.
How much does it cost to send money to China from New Zealand?
Coinepay shows the exchange rate and every fee in the app before you confirm the transfer. Review the amount you pay, the currency conversion and the amount the recipient is expected to get together, rather than comparing a fee on its own. The total can depend on the amount, currencies and payout method selected.
If you are sending from New Zealand dollars (NZD) for a Chinese yuan (CNY) payout, check the final NZD-to-CNY quote in the app before paying. If the recipient chooses bank deposit, they should also ask their bank whether it charges an incoming-transfer fee. A receiving bank’s charge, if any, is separate from the information you should confirm with that bank.
Ways to receive money in China from New Zealand
Choose from the methods offered for your specific transfer in the Coinepay app. A payout method listed here is not a promise that a particular bank, wallet or pickup location will be available for every recipient.
Bank deposit
Ask the recipient for their full legal name exactly as held by their bank, the full account number supplied by that bank and the receiving bank’s name. Mainland Chinese bank accounts do not use an IBAN. For an international bank remittance, the bank’s SWIFT/BIC may be required; for a renminbi remittance, a CNAPS code may also be requested. CNAPS is not a general substitute for SWIFT/BIC. Enter only the fields the app requests, and ask the receiving bank to confirm any branch or routing detail you are unsure about. The app or bank may also request the recipient’s address or phone number.
Alipay
If Alipay appears as an available payout option, enter the recipient’s legal name and the Alipay account information requested in the app. Ask the recipient to check that their account is eligible to receive the payment and whether Alipay requires them to complete verification or link an account. Incomplete recipient steps may delay or prevent a wallet payout.
WeChat/Weixin
If WeChat/Weixin is offered for the transfer, use the recipient information requested for that wallet. The recipient should confirm that their wallet can receive the funds and complete any provider verification or account-linking steps. Do not substitute a phone number or other identifier unless the app specifically asks for it.
Cash pickup
If cash pickup is available, select a pickup option shown in the app and give the recipient the collection instructions provided for the transfer. They will generally need valid identification showing the name used on the transfer, along with any reference or other details the pickup provider requests. Have them check the pickup location’s requirements and opening hours before travelling.
What you need to send money to China from New Zealand
- A verified Coinepay account: Register and complete identity verification before sending. You can manage transfers through the Coinepay app or self-service dashboard.
- The recipient’s exact legal name: Match the name on their receiving account or identification. A mismatch can hold up a bank deposit or cause it to be returned.
- Correct payout details: For bank deposit, confirm the full account number and bank details. For a wallet or cash pickup, provide the information requested for that method.
- The transfer purpose, if requested: Be prepared to explain why you are sending the money and provide supporting documents if asked.
The local payout currency is Chinese yuan (CNY), also called renminbi or RMB. Check the currency displayed for the recipient in the app. China’s receiving banks or payment providers may ask the recipient for information about the payment’s purpose or source of funds, so let them know to watch for legitimate requests from their provider.
How Coinepay keeps your transfer safe
Coinepay requires identity verification and screens customers and counterparties against sanctions lists. Transfers are also subject to local regulations. Depending on the transaction, Coinepay may request documents about the purpose of the transfer or the source of funds; the receiving institution may make its own checks. Card issuance and fund services are provided by licensed partner financial institutions.
Before confirming, check the recipient name, payout details, exchange rate, fees and estimated arrival in the app. Once sent, use status tracking to follow the transfer rather than relying only on a payment confirmation. The Coinepay app and self-service dashboard are available 24/7 for managing your account; if you need help with a transfer, contact Coinepay support.
Send money to China from New Zealand with the Coinepay app
Sign up for Coinepay, complete identity verification and check your available China payout options before confirming a transfer. You can get the app from the App Store or Google Play.
Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support
FAQ
What is the fastest way to send money to China from New Zealand?
Compare the payout methods and estimated arrival times shown for your transfer in the Coinepay app. The fastest available option depends on the recipient, payout method and required checks.
How long does a money transfer to China from New Zealand take?
Transfers can arrive in as little as 10 minutes, but actual delivery time depends on the payout method and destination country. Check the estimated arrival time in the app before confirming.
What details do I need to send money to a Chinese bank account?
You need the recipient’s legal name, full account number and receiving bank name. The app may also request the bank’s SWIFT/BIC, a CNAPS code or additional recipient details; confirm unfamiliar fields with the receiving bank.
Can the recipient receive money through a mobile wallet or cash pickup?
Coinepay supports mobile wallet and cash pickup payouts. Check the app for the options available to your recipient in China, including whether Alipay, WeChat/Weixin or a pickup location is offered for your transfer.
Send money to other countries
- Australia
- Bangladesh
- Brazil
- Canada
- Colombia
- Egypt
- France
- Germany
- Ghana
- Guatemala
- Hong Kong
- India
- Indonesia
- Italy
- Japan
- Kenya
- Malaysia
- Mexico
- Morocco
- Nepal
- Argentina
- Armenia
- Bahamas
- Barbados
- Belgium
- Belize
- Benin
- Bhutan
- Botswana
- Brunei
- Burkina Faso
- Burundi
- Cabo Verde
- Cambodia
- Chad
- Chile
- China
- Comoros
- Cyprus
- DR Congo
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