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Send to mobile wallets

How to Send Money to Smile Money from Abroad

Last updated: 2026-10-22

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On this page
  1. Confirm the country, wallet and currency first
  2. What details should you get from the recipient?
  3. How to send the transfer in Coinepay
  4. How will the recipient see the money?
  5. Wallet verification and limits
  6. Troubleshooting a delayed or unsuccessful payout
  7. FAQ
  8. Related guides

If someone has asked you to send money to a “Smile Money” account, confirm the wallet’s current name before starting. Smile Cellcom Money was a historical name used in Liberia; the current service described by Orange Liberia is Orange Money. The available information does not establish that Coinepay offers a payout method named Smile Money—or that it offers Orange Money for every transfer. Check the payout choices shown in the Coinepay app before you send.

Confirm the country, wallet and currency first

The historical Smile Cellcom Money service was in Liberia. Orange Money is the current wallet name documented by Orange Liberia. Orange describes its international wallet-receipt service as USD-only, but that does not confirm which currencies or payout routes Coinepay currently offers. The destination, payout method and amount the recipient will receive must be checked in the app.

Ask your recipient which provider operates their account today. Do not select an unrelated wallet simply because its name looks similar. If the recipient says “Smile Money” but cannot confirm whether they now use Orange Money, ask them to check their wallet app, account information or provider before you enter a transfer. A wallet payout goes to an eligible wallet account, not automatically to any phone number in Liberia.

If Orange Money is not listed as an available payout method for your destination, do not assume that selecting another method will reach the same wallet. You can contact Coinepay support to ask which payout methods are currently available for your intended recipient. Confirm the correct destination and provider before considering another method, such as bank deposit or cash pickup.

What details should you get from the recipient?

Before opening the transfer form, ask the recipient for:

  • The phone number registered to the wallet. Orange Money identifies its wallet by phone number. Ask the recipient to copy the number from their account information and confirm the country code and every digit. If a payout form instead asks for a wallet account ID, obtain that identifier directly from the recipient; do not substitute a different ID or guess.
  • Their full name exactly as registered. Ask them to check the spelling and order of names on their wallet profile or identity record. Enter the name exactly as requested by the transfer form, using their real details.
  • Confirmation that the wallet can receive an international transfer. Orange says recipients using its described international payout service need an eligible Level 2 or Level 3 account. A recipient with a Level 1 account should arrange the required upgrade before you send.

Check these details with the recipient through a channel you trust, especially if they have recently changed phone numbers. Never use someone else’s wallet to get around an account or verification requirement.

How to send the transfer in Coinepay

  1. Sign in and start a transfer. Open the Coinepay app or self-service dashboard. If you are new to Coinepay, register and complete any required identity verification.
  2. Choose Liberia as the destination. Check that the destination is where the recipient’s wallet is registered. The available payout choices may depend on the destination and the details you enter.
  3. Look for the correct mobile-wallet payout method. Select Orange Money only if it is shown and the recipient has confirmed that this is their provider. Do not assume an option called “Smile Money” exists, or select a different wallet as a substitute. If you cannot identify the right option, stop and ask Coinepay support.
  4. Enter the recipient’s details. Use the registered wallet phone number, or the account identifier if the form specifically requests one, and the recipient’s full registered name. Review the number carefully before continuing.
  5. Review the transfer. Check the destination, payout method, recipient, sending amount and amount to be received. Coinepay shows the exchange rate and fees before you confirm. Read the estimated arrival time displayed there as well; it can vary by destination country and payout method.
  6. Confirm only when everything matches. Submit the transfer using the app’s instructions. Save its reference or confirmation details so you can identify it if you need help.
  7. Track its status. Use Coinepay’s transfer-status tracking rather than assuming that a submitted transfer has already reached the wallet. Tell the recipient when the status indicates delivery so they can check their own account.

Cross-border transfers are subject to identity verification, sanctions screening and local regulations. Coinepay may request documents about the transfer’s purpose or source of funds. Provide accurate information and respond through Coinepay’s official channels; do not change recipients or break up a transfer to avoid a review.

How will the recipient see the money?

For the international wallet-receipt service Orange describes, a supported remittance provider sends the payout request to Orange Money, which credits the eligible recipient’s wallet number. Orange says the recipient receives an SMS after a successful credit. The recipient should also check their wallet balance or transaction history using their usual Orange Money access method; an SMS alone is not a reason to send the payment again.

If the recipient receives a credit notification but cannot see the balance, they should contact Orange Money. Orange specifically directs recipients experiencing that issue to call 111 or 555. The sender can separately check the Coinepay transfer status and contact Coinepay support with the transfer reference if the status and the recipient’s account information do not agree.

Wallet verification and limits

Orange distinguishes between wallet verification levels. For the international receipt service it describes, Level 2 or Level 3 accounts are eligible; a Level 1 recipient may receive an SMS asking them to upgrade with identification at an Orange shop, kiosk, point of sale or agent. Ask the recipient to complete any required upgrade through Orange’s normal process before you rely on a wallet payout.

Wallet balances and transaction activity can be subject to account-level limits, and a payout provider may apply additional requirements. Do not assume that an eligible wallet can receive any amount. Check what the Coinepay app allows for the proposed transfer, and ask the recipient to confirm their wallet can accept the incoming amount. If either service asks for further verification, follow its instructions rather than retrying with altered details.

Troubleshooting a delayed or unsuccessful payout

  • Wrong phone number or account ID: Do not confirm a transfer if the identifier does not match the recipient’s account. If you have already sent it, check the transfer status and contact Coinepay support promptly with the reference. Do not assume a transfer can be recalled or redirected.
  • Name mismatch: Compare the name you entered with the recipient’s registered full name. If a transfer is pending or rejected, follow the instructions shown in Coinepay or ask support what correction, if any, is possible. Use real identity details.
  • Wallet limit reached: Ask the recipient to check their account’s applicable balance and transaction limits with Orange. Avoid submitting repeated transfers while the wallet cannot accept the payout.
  • Unverified wallet: If the recipient is at Level 1, they may need to upgrade their Orange Money account with identification before receiving the described international payout. The recipient should follow Orange’s instructions.
  • Compliance review: A transfer may require more information for identity, sanctions or local-regulatory checks. Watch the transfer status and respond to any request from Coinepay with accurate documents, such as evidence of the purpose or source of funds.

The most important check is the provider name: Smile Money is not a confirmed current payout option. Verify the recipient’s active wallet, then use only the matching method shown in Coinepay. If no matching method appears, ask support before sending.

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FAQ

Is Smile Money the same as Orange Money?

Smile Cellcom Money was a historical name in Liberia. Orange Liberia’s current wallet pages use Orange Money. Confirm the recipient’s active provider and the payout method shown in Coinepay before sending.

What recipient details do I need?

Get the phone number registered to the wallet and the recipient’s full name exactly as registered. If the transfer form asks for an account ID instead, obtain it directly from the recipient.

Can a Level 1 Orange Money wallet receive an international payout?

Orange says recipients of its described international wallet payout need an eligible Level 2 or Level 3 account. A Level 1 recipient may be prompted to upgrade with identification.

What if Orange Money does not appear in Coinepay?

Do not select another wallet as a substitute. Confirm the recipient’s provider and contact Coinepay support to ask which payout methods are available.

What should the recipient do if an SMS arrives but the balance does not change?

They should check their wallet account and contact Orange Money at 111 or 555. The sender can check Coinepay’s transfer status and give support the transfer reference.

Related guides

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  • How to Send Money to an iDEAL Account from Abroad
  • How to Send Money to TWINT from Abroad with Coinepay
  • How to Send Money to Satispay from Abroad with Coinepay
  • How to Send Money to a Paysera Account from Abroad
  • How to Send Money to a N26 Account from Abroad
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