You can send money to China quickly and securely with Coinepay, whether you are supporting family, helping friends or settling a business payment. A money transfer to China is set up in a few steps from the Coinepay app, and you always see the exchange rate and fees before you confirm.
- Fast: transfers can arrive in as little as 10 minutes, depending on the payout method and the destination.
- Clear: the exchange rate and all fees are shown before you confirm anything.
- Flexible: bank deposit, mobile wallet and cash pickup payouts are supported.
How to send money to China
- Enter the amount and choose the currency the recipient should get in China, usually Chinese yuan (CNY).
- Add the recipient with their full legal name and choose a payout method: bank deposit, a mobile wallet or cash pickup.
- Review the rate and fees, confirm and pay, then track the transfer's status in the app until it is delivered.
How long does a transfer to China take?
Transfers to China can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or wallet provider; the estimated arrival time is shown in the app before you confirm.
| Payout method | What the recipient needs | What affects delivery time |
|---|---|---|
| Bank deposit (CNY account) | Full name and account number at their Chinese bank, plus the bank's details | Receiving bank processing and any compliance checks on the incoming payment |
| Alipay wallet | The name and details registered to their verified Alipay account | Completing Alipay's card-linking step in time and passing verification |
| Weixin / WeChat wallet | The name and details registered to their verified Weixin account | Completing Weixin's collection steps in time and passing verification |
| Cash pickup | Full legal name exactly as on their ID and a valid government ID at collection | Branch or agent opening hours and the reference being shared correctly |
A few things can slow a transfer down: receiving bank cut-off times, weekends and local holidays in China, identity or compliance checks, and incorrect recipient details such as a name that does not match the account.
How much does it cost to send money to China?
The exchange rate and every fee are shown in the Coinepay app before the transfer is confirmed, so you can see the full cost and what the recipient will receive before you pay. The total depends on how much you send, the currency the recipient gets and the payout method you choose. The recipient should also check whether their own bank or wallet provider charges an incoming or settlement fee at their end.
Ways to receive money in China
Bank deposit
Money is paid into the recipient's Chinese bank account in CNY. You will typically need the recipient's full name and account number along with the receiving bank's details; a SWIFT/BIC code may be required for an international bank remittance, and large banks such as Bank of China publish different BICs for different offices. China is not part of the IBAN system, so use the account number the recipient's bank provides rather than assuming an IBAN. Ask the recipient to confirm the exact routing details with their bank.
Alipay
Funds can be sent to the recipient's verified Alipay wallet. The recipient needs an Alipay account and must complete any card-linking and verification steps Alipay prompts for; if these are not finished in time, the payout can be returned.
Weixin / WeChat wallet
Funds can be sent to the recipient's verified Weixin (WeChat) wallet. The recipient needs a Weixin account and must complete the collection and verification steps the app shows; missing these can cause the transfer to be cancelled or returned.
Cash pickup
Where available, the recipient can collect cash at a payout location. They need to present valid government-issued ID with a name that matches the recipient details on the transfer, along with any reference number you share with them.
What you need to send money to China
- A verified Coinepay account (registration and identity verification completed).
- The recipient's full legal name exactly as it appears on their account or ID.
- The payout details for the chosen method: bank account and bank details, mobile wallet account, or cash pickup details.
- The purpose of the transfer and, if asked, supporting evidence; for a business payment the recipient's bank may request a contract and invoice.
The local currency is the Chinese yuan (renminbi), currency code CNY. Note that individual foreign-exchange settlement into RMB in China is subject to local rules, and the recipient may be asked for information about the relationship, income or purpose of the funds.
How Coinepay keeps your transfer safe
Every customer completes identity verification before sending, and all transfers are screened against sanctions lists. Coinepay sends to every country and region except those under comprehensive sanctions, and may ask for documents such as the purpose or source of funds in line with local regulations. Fund services are provided by licensed partner financial institutions, connections are encrypted, and you can follow each transfer with status tracking. If you need help, support is available 24/7 through the app.
Send money to China with the Coinepay app
Download Coinepay on the App Store or Google Play, or create your account to start your first money transfer to China. Once you are verified, you can enter an amount, review the rate and fees, and send securely in minutes.
Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support
FAQ
What is the fastest way to send money to China?
Choose the payout method and destination that the app estimates will arrive soonest. Transfers can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or wallet provider. The estimated arrival time is shown before you confirm.
How long does a transfer to China take?
It can be as little as 10 minutes, though the real time depends on the payout method and the receiving bank or wallet. Receiving bank cut-off times, weekends, local holidays and compliance checks can all affect delivery. Your estimated arrival time appears in the app before you confirm.
What details do I need to send money to China?
You need a verified Coinepay account, the recipient's full legal name as shown on their account or ID, and their payout details - a bank account and bank details, a mobile wallet account, or cash pickup details. You may also be asked for the purpose of the transfer.
Can the recipient receive money to a mobile wallet or as cash in China?
Yes. Coinepay supports bank deposit, mobile wallets such as Alipay and Weixin (WeChat), and cash pickup. For wallets the recipient must complete the provider's verification and collection steps; for cash pickup they present valid ID matching the transfer details.
What currency does the recipient get in China?
Recipients in China are usually paid in Chinese yuan (renminbi), currency code CNY. You choose the payout currency when you set up the transfer, and the exchange rate and fees are shown before you confirm.
Send money to other countries
- Australia
- Bangladesh
- Brazil
- Canada
- Colombia
- Egypt
- France
- Germany
- Ghana
- Guatemala
- Hong Kong
- India
- Indonesia
- Italy
- Japan
- Kenya
- Malaysia
- Mexico
- Morocco
- Nepal
- Burundi
- Cabo Verde
- Cambodia
- Chad
- Chile
- Comoros
- Cyprus
- DR Congo
- Djibouti
- Dominica
- Dominican Republic
- Ecuador
- El Salvador
- Equatorial Guinea
- Estonia
- Eswatini
- Ethiopia
- Gabon
- Gambia
- Georgia
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