You can send money to Philippines from New Zealand with Coinepay quickly and securely, whether you are supporting family in Manila or Cebu, paying a freelancer or settling with a supplier. A money transfer to Philippines from New Zealand moves from New Zealand dollars (NZD) to Philippine pesos (PHP), and you see the full picture before you confirm.
- Fast delivery: transfers can arrive in as little as 10 minutes, depending on the payout method and destination country.
- Clear pricing: the exchange rate and all fees are shown before you confirm the transfer.
- Flexible payouts: bank deposit, mobile wallet and cash pickup are all supported.
How to send money to Philippines from New Zealand
- Enter the amount and choose the currency. Type how much you want to send and select PHP as the currency your recipient receives, so you can see the converted amount.
- Add the recipient and choose the payout method. Enter your recipient's details and pick bank deposit, a mobile wallet such as GCash or Maya, or cash pickup.
- Review, confirm and pay. Check the rate, fees and estimated arrival time, confirm, pay, and then follow the transfer with live status tracking.
How long does a transfer to Philippines from New Zealand take?
Transfers to Philippines from New Zealand can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or wallet provider, and the estimated arrival time is shown in the app before you confirm.
| Payout method | What the recipient needs | What affects delivery time |
|---|---|---|
| Bank deposit | Full name, bank name and account number | Receiving bank processing and cut-off times |
| GCash wallet | Registered mobile number for the wallet | Wallet verification and any receiving limit |
| Maya wallet | Registered mobile number for the wallet | Wallet verification and any receiving limit |
| Cash pickup | Full legal name matching their ID and the reference | Branch opening hours and ID checks at collection |
A few things can affect speed: receiving bank cut-off times, weekends and local holidays in the Philippines or New Zealand, identity or compliance checks, and incorrect recipient details. An incorrect name or account number can cause a bank to reject and return the transfer, so double-check everything before you confirm.
How much does it cost to send money to Philippines from New Zealand?
The exchange rate and every fee are shown in the Coinepay app before the transfer is confirmed, so you always know what will be deducted and how much PHP your recipient receives. The total depends on the amount you send, the currency and the payout method you choose. Your recipient should also check whether their own bank or wallet charges an incoming fee, as that is set by the receiving institution and not by Coinepay.
Ways to receive money in Philippines from New Zealand
Bank deposit
Funds are paid into a Philippine bank account at banks such as BDO, BPI or Philippine National Bank. You will need the recipient's full name, bank name and account number. Philippine account numbers vary in length by bank, so follow the exact details the recipient's bank provides. For a direct international wire you may also need the bank's SWIFT/BIC code and branch details; an IBAN is not normally used for Philippine accounts.
GCash
GCash is a widely used Philippine mobile wallet. Choose GCash as the payout method and enter the recipient's registered mobile number, usually with the country code.
Maya
Maya is another popular Philippine e-wallet. Select Maya and provide the mobile number linked to the recipient's wallet so the funds land in the right account.
Cash pickup
Cash pickup lets the recipient collect pesos in person at participating agent locations such as M. Lhuillier and Cebuana Lhuillier. They should bring valid photo ID with a name that matches the transfer exactly, along with the reference number from the app.
What you need to send money to Philippines from New Zealand
- A verified Coinepay account (registration and identity verification completed).
- The recipient's full legal name exactly as it appears on their bank account, wallet or ID.
- The payout details for the method you choose: bank name and account number, wallet mobile number, or the recipient's details for cash pickup.
- The purpose of the transfer and, if asked, source-of-funds information.
The destination currency is the Philippine peso (PHP). Transfers are subject to identity verification, sanctions screening and local regulations, and Coinepay may ask for documents such as the purpose or source of funds.
How Coinepay keeps your transfer safe
Every money transfer to Philippines from New Zealand is protected by multiple layers of security. You complete identity verification before you can send, and all customers and counterparties are screened against sanctions lists. Card and fund services are provided by licensed partner financial institutions, and connections are encrypted. You can follow each transfer with live status tracking, and 24/7 self-service support is available in the app and dashboard if you need help.
Send money to Philippines from New Zealand with the Coinepay app
Ready to start? Download Coinepay from the App Store or Google Play, then create your account and verify your identity to send your first transfer to the Philippines. You can also manage everything from the 24/7 dashboard and reach our team through support any time.
Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support
FAQ
What is the fastest way to send money to Philippines from New Zealand?
Choose the payout method with the quickest estimated arrival shown in the app before you confirm. Transfers can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or wallet provider.
How long does a money transfer to Philippines from New Zealand take?
It can arrive in as little as 10 minutes, though the actual time depends on the payout method and the destination. Bank cut-off times, weekends, local holidays and compliance checks can affect speed. The estimated arrival time is shown before you confirm.
What details do I need to send money to the Philippines?
You need a verified Coinepay account, the recipient's full legal name as on their ID or account, and the payout details for your chosen method: bank name and account number, wallet mobile number, or cash-pickup details. You may be asked the purpose of the transfer.
Can my recipient receive the money to a mobile wallet or as cash?
Yes. Coinepay supports bank deposit, mobile wallets such as GCash and Maya, and cash pickup at participating agent locations. For wallets you provide the registered mobile number; for cash pickup the recipient brings valid ID and the reference number.
Which currency does my recipient receive in the Philippines?
Recipients receive Philippine pesos (PHP). You send in New Zealand dollars (NZD), and the exchange rate and fees are shown in the app before you confirm the transfer.
Send money to other countries
- Australia
- Bangladesh
- Brazil
- Canada
- Colombia
- Egypt
- France
- Germany
- Ghana
- Guatemala
- Hong Kong
- India
- Indonesia
- Italy
- Japan
- Kenya
- Malaysia
- Mexico
- Morocco
- Nepal
- Slovenia
- Solomon Islands
- South Africa
- South Korea
- Spain
- Sri Lanka
- Suriname
- Sweden
- Switzerland
- Taiwan
- Tajikistan
- Tanzania
- Thailand
- Timor-Leste
- Togo
- Tonga
- Tunisia
- Turkey
- Turkmenistan
- Tuvalu
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