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News & reading

How to Pay for DER SPIEGEL with a Virtual Card (Step-by-Step)

Last updated: 2026-10-21

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On this page
  1. What you need before you subscribe
  2. Choose a DER SPIEGEL plan
  3. Step-by-step: sign up and pay
  4. Tip: use a dedicated card for subscriptions
  5. Troubleshooting: card declined or payment failed
  6. Manage or cancel your subscription
  7. Keep your Coinepay card handy
  8. FAQ
  9. Related guides

DER SPIEGEL is one of Germany's best-known news brands, and its SPIEGEL+ digital subscriptions unlock in-depth reporting, the digital magazine and ePaper editions. If you want to pay with a Coinepay virtual card, this guide walks through what you need, how the sign-up and checkout flow works, and what to check if a payment is declined.

Before you start, note that DER SPIEGEL manages subscriptions from its own site at abo.spiegel.de. Coinepay is not affiliated with DER SPIEGEL; it simply provides the virtual card you may use to pay, where the merchant accepts it.

What you need before you subscribe

To complete a smooth checkout, have the following ready:

  • A verified Coinepay account. You must register and complete identity verification (KYC) before you can use card services. If you have not done this yet, create your Coinepay account and finish verification first.
  • A Coinepay virtual card. Once issued, your card number, expiry date and CVV appear instantly in the Coinepay app or dashboard.
  • Enough balance on the card to cover the first billing cycle of the plan you choose.
  • Your real billing details. Use your real name and the billing address linked to your Coinepay account. Accurate details help the payment pass verification.
  • A SPIEGEL account. DER SPIEGEL says the SPIEGEL-Konto registration happens during ordering; afterwards you sign in with your email and password.

Choose a DER SPIEGEL plan

DER SPIEGEL lists several digital options on abo.spiegel.de/digital-abos. Prices are advertised in euros including German statutory VAT; your local availability and currency may differ, so always confirm the current price on the official page before you buy. At the time of writing (October 2026) the digital line-up included:

PlanAdvertised priceWhat it includes
SPIEGEL+€6.49/week, billed every four weeksS+ articles and the digital magazine
SPIEGEL+ U30€1 for the first four weeks, then €4.49/weekFull access for readers under 30
SPIEGEL+ Starter-Abo€3.99/weekFour chosen S+ articles per week
SPIEGEL+ Duo€7.49/weekTwo separate accounts in one household
PREMIUM KOMBI€8.49/weekSPIEGEL+ and manager+
SPIEGEL+ und Werbefrei lesen€7.48/week (Werbefrei add-on €0.99/week)SPIEGEL+ with ad-free reading

There are also per-issue options such as the Digital-Upgrade zum Heft (€0.80 per print issue) and DER SPIEGEL ePaper (PDF) (€4.20 per issue), both cancellable monthly, plus print subscriptions with SPIEGEL+ access. Prices and plan details can change, so treat the figures above as a snapshot and check abo.spiegel.de for the current offer in your region.

Step-by-step: sign up and pay

  1. Open the offer page. Go to abo.spiegel.de, open the digital subscriptions section and pick the plan that suits you.
  2. Select the plan. Choose your offer and select "WEITER" to continue.
  3. Create or sign in to your SPIEGEL account. DER SPIEGEL registers your SPIEGEL-Konto during the ordering process. Enter your email and set a password, or sign in if you already have an account.
  4. Enter your billing details. Use your real name and the billing address tied to your Coinepay account.
  5. Choose the payment method. On the payment step, select the card option if it is offered. DER SPIEGEL does not publish, in readable text, the full list of card brands accepted for subscriptions, so review the payment choices shown at checkout. If you are unsure whether your card will be accepted, contact Coinepay support to confirm your card meets the merchant's requirements before you buy.
  6. Enter your Coinepay card details. Copy the card number, expiry date and CVV from the Coinepay app or dashboard.
  7. Complete any security check. If 3-D Secure (an extra authentication step) appears, approve it using the method linked to your Coinepay account.
  8. Confirm and review. Submit the order, then check your email for the SPIEGEL confirmation and your Coinepay app for the charge.

Tip: use a dedicated card for subscriptions

Because SPIEGEL+ plans renew automatically every four weeks (or monthly for per-issue options), it helps to keep a single Coinepay virtual card for your recurring subscriptions. You can set a spending limit that comfortably covers the plan, which makes it easy to track the charge and spot any unexpected billing. Businesses can also issue separate cards per purpose from the same dashboard.

Troubleshooting: card declined or payment failed

If DER SPIEGEL rejects your payment, work through these common causes. Note that DER SPIEGEL-specific decline wording is not something we can confirm, so always rely on the actual message shown at checkout or by your card issuer.

Insufficient balance

The most frequent cause is not enough money on the card for the first billing cycle. Check your available balance in the Coinepay app and top up if needed, then retry. Remember that a plan billed "every four weeks" charges the full cycle amount up front.

Billing address mismatch

If the billing address you typed does not match the details registered to your Coinepay card, the payment can fail an address check. Re-enter the exact billing address linked to your Coinepay account and try again.

3-D Secure authentication

Some transactions require an extra verification step. If the authentication window times out or you miss it, the payment is declined. Make sure your Coinepay app is open and that you can receive and approve the prompt, then restart checkout.

Merchant region or currency checks

DER SPIEGEL's subscription pages show euro pricing and are oriented toward its home market; free print delivery applies within Germany, with a separately priced worldwide Auslandsabo for print. Digital eligibility and local-currency pricing by country are not something we can confirm. If a payment fails for a regional reason, re-check that the plan is offered in your location on the official page. Always use your real country and billing details—never attempt to disguise your location to bypass a merchant's regional rules.

Card type not accepted

If the merchant restricts the card types it accepts for subscriptions and your payment is refused for that reason, do not assume any particular card will work. Contact Coinepay support to confirm whether your card is suitable before retrying, and consider an alternative DER SPIEGEL payment option if one is offered.

If the charge still will not go through after these checks, reach out through the Coinepay app or support, and use DER SPIEGEL's own subscription FAQ at abo.spiegel.de/service/faq for account-side questions.

Manage or cancel your subscription

You can view and change your chosen payment route in your SPIEGEL-Konto. Sign in through "Anmelden" and open the account icon, then "Mein Konto" (or the account icon in the app, or gruppenkonto.spiegel.de/anmelden). To cancel, DER SPIEGEL's FAQ points to an online cancellation form that asks for your identifying and contact details and an email-confirmation field; the renewal and cancellation interval depends on the plan you chose. There is also a separate contract-withdrawal form. Refund and withdrawal eligibility after digital access begins is set by DER SPIEGEL, so check their current terms directly.

Keep your Coinepay card handy

Once your subscription is active, your Coinepay virtual card can cover the recurring charges as long as it holds enough balance. You can manage the card, set limits and watch transactions 24/7 from the Coinepay dashboard or the mobile app on iOS and Google Play.

Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support

FAQ

Can I pay for SPIEGEL+ with a Coinepay virtual card?

You can attempt to pay with your Coinepay virtual card by entering its number, expiry and CVV at checkout. DER SPIEGEL does not clearly publish which card brands it accepts for subscriptions, so review the payment options shown at checkout and contact Coinepay support if you want to confirm your card is suitable before buying.

How much does a DER SPIEGEL digital subscription cost?

At the time of writing (October 2026), plans ranged from the SPIEGEL+ Starter-Abo at €3.99/week to PREMIUM KOMBI at €8.49/week, with SPIEGEL+ at €6.49/week and a U30 intro of €1 for four weeks. Prices are in euros including German VAT and may differ by region, so check abo.spiegel.de for current pricing.

Why was my card declined at DER SPIEGEL checkout?

Common reasons are insufficient balance, a billing address that does not match your card, a missed 3-D Secure step, or a regional restriction. Check each in the Coinepay app, use your real billing details, and rely on the actual error message shown rather than guessing the cause.

Do I need to verify my identity with Coinepay first?

Yes. You must register and complete identity verification (KYC) before using Coinepay card services. Create your account and finish verification, then issue a virtual card before you subscribe.

How do I cancel my DER SPIEGEL subscription?

Sign in to your SPIEGEL-Konto and use DER SPIEGEL's online cancellation form, which asks for identifying and contact details and an email confirmation. The renewal and cancellation interval depends on your plan, and a separate contract-withdrawal form is also available.

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